
Arthur Health and Cleveland Clinic London set new industry standard with 12-month post-operative protection
Year-long cover for surgical complications for self-paying hip and knee replacement patients.
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About us
We’re Arthur. We’re making self-pay surgery work better for everyone.
Arthur Health is the sole provider of self-pay insurance, whose mission is to make self-pay surgery financially and medically safer for patients.
In partnership with our underwriters, Mission Underwriters (an appropriate name), we designed Arthur to create a new model of self-pay that we would want to use ourselves.
When we’re finished no patient will ever face a surprise bill within a year of their surgery again.
We started with orthopaedics and right now are expanding across the whole suite of medicine, from urology to cardiology. We are tackling self-pay surgery’s biggest flaw and we look forward to you joining us so together we can deliver better for patients.
The evidence
49%
of prospective self-funding patients cite ‘hidden and unexpected costs’ as their reason for not self-funding.Quantitative research, 2021
57%
of the general public say they’d be more likely to self-pay with an ‘all-inclusive’ option.Meta study
6.5%
of surgeries result in mild to severe complications.Meta analysis
52%
of self-pay patients would pay more to access complication insurance.
95%
of complications are caused by ‘individual biology or bad luck’ rather than negligence or surgeon error.Meta study

Year-long cover for surgical complications for self-paying hip and knee replacement patients.
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