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About us

Better healthcare is actually possible

We’re Arthur. We’re making self-pay surgery work better for everyone.

We started Arthur to build a new model that protected self funders, hospitals and surgeons alike.

Arthur Health is the sole provider of self-pay insurance, whose mission is to make self-pay surgery financially and medically safer for patients.

In partnership with our underwriters, Mission Underwriters (an appropriate name), we designed Arthur to create a new model of self-pay that we would want to use ourselves.

When we’re finished no patient will ever face a surprise bill within a year of their surgery again.

We started with orthopaedics and right now are expanding across the whole suite of medicine, from urology to cardiology. We are tackling self-pay surgery’s biggest flaw and we look forward to you joining us so together we can deliver better for patients.

News · 15 September 2026

Arthur Health and Cleveland Clinic London set a new industry standard with 12-month post-operative protection for self-paying patients

A landmark partnership giving self-paying patients year-long cover for surgical complications — at no additional cost.

Read the announcement

The evidence

Here are some of the facts

  • 49%

    of prospective self-funding patients cite ‘hidden and unexpected costs’ as their reason for not self-funding.Quantitative research, 2021

  • 57%

    of the general public say they’d be more likely to self-pay with an ‘all-inclusive’ option.Meta study

  • 6.5%

    of surgeries result in mild to severe complications.Meta analysis

  • 52%

    of self-pay patients would pay more to access complication insurance.

  • 95%

    of complications are caused by ‘individual biology or bad luck’ rather than negligence or surgeon error.Meta study

News & articles

All articles